Reserve System · Operational Baar · 22:07 CET Regions Active · 02 / 07 Data Valuation Index · 1,570.00 USD/yr · per citizen Framework v0.9 · In review Named Schema System · v1.2.4 CDAS quorum reached General Assembly · Q4 2026 Data Emancipation · T-1155 days Reserve System · Operational Baar · 22:07 CET Regions Active · 02 / 07 Data Valuation Index · 1,570.00 USD/yr · per citizen Framework v0.9 · In review Named Schema System · v1.2.4 CDAS quorum reached General Assembly · Q4 2026 Data Emancipation · T-1155 days
Est. 2022 · Baar · Switzerland · A Decentralized Autonomous Organization

The reserve for the AI economy.

We are the standard-setter for the global data monetization ecosystem — a hybrid of ICANN and the Bank of International Settlements, purpose-built for an era in which data, not currency, is the new proxy for value. Seven regional reserves. One framework. A people's right to own what they generate.

Reserve Status · Live Operational
Regions active 02/07
Data valuation index $1,570+2.4%
Citizens onboarded 2.14 M
Authorized data agents 41
Named schemas registered 1,284
§ Mission
Build Trust.
The foundational primitive of the new data economy is trust — and it must be engineered, not assumed.
§ Model
Decentralized.
A DAO accountable to its members: civil society, universities, governments, multilaterals.
§ Premise
Data is money.
Paper and plastic disappear. Value migrates to what we produce every second of every day.
§ Promise
The People's.
A reserve owned by those who generate the value — not those who harvest it without consent.

Paper and plastic money are about to disappear.

Consumer awareness is meeting technological capability and global regulation for the first time. The question has moved from whether citizens will own their data to how.

People already know their data has value.01 They produce it daily. They know companies profit from it. What they don't know is that they're paying, in kind, roughly $1,570 per year to process half the world's data — and receiving none of the value they generate.02

The International Data Reserve exists because the architecture of the 20th-century financial system — central banks, clearinghouses, capital controls, standard-setters — was never retrofitted for the economy that actually runs on our devices. Today, our money lives in banks and our data lives in clouds we don't control. That asymmetry is the great unpriced liability of the digital age.

In the AI economy, where models compound on every keystroke, every click, every pulse, that liability becomes unpayable. Which is why we're building the institution that prices it, protects it, and — through the mechanism of Data Savings — returns it to the people who generated it in the first place.

  • i.Data sovereignty — the right of individuals and nations to govern the data produced on their soil and by their people.
  • ii.Data fragmentation — the cross-platform, cross-border incompatibility that strangles portability and value discovery.
  • iii.Data valuation — a shared, auditable methodology for pricing the only asset class without one.
  • iv.Data ownership — the legal, economic, and technical infrastructure that makes the first three real.

Seven regional reserves. One framework.

A federated system — sovereign at the regional level, coordinated at the global — designed for the realities of a multipolar data economy.

REG 01Active
American
Data Reserve
North America · USA · Canada
ADRWashington · Palo Alto
REG 02Active
Brazilian
Data Reserve
LATAM + Mexico
BDRSão Paulo · Lisbon
REG 03Forming
Arab
Data Reserve
Middle East & North Africa
ARDDubai · Riyadh
REG 04Forming
South Asian
Data Reserve
India · Pakistan · Bangladesh
SADRBengaluru
REG 05Chartering
European
Data Reserve
EU + Central Asia
EDRBrussels · Lisbon
REG 06Planned
African
Data Reserve
Sub-Saharan Africa
AFDRNairobi · Lagos
REG 07Planned
Asia-Pacific
Data Reserve
East & Pacific Asia
APDRSingapore · Tokyo
How the system works

Each regional reserve is the standard-setter for its territory.

Regional members sit on the IDR Committee of Data Agents Supervision (CDAS), the body that authorizes and audits data agents — the business entities that offer data monetization services to citizens and companies, analogous to commercial banks in the financial system.

The Secretariat in Baar coordinates the Named Schema System, the Guides & Framework, and the Asymmetry Policy that governs the valuation rate across jurisdictions.

7
Regional reserves
41
Authorized data agents
5
Standing committees
Citizens served
BAAR · HQ REG 01 REG 02 REG 03 REG 04 REG 05 REG 06 REG 07

A savings account for the life you actually live.

Money in the bank. Data in the cloud. Start saving the thing you already produce — and can no longer afford to give away.

Framework v0.9 · Public Comment

The reserve meets the citizen.

Data Savings is a supplementary savings model — parallel to bank deposits, pension funds, and securities — that transforms the byproduct of ordinary life into a transferable, inheritable, spendable asset. A grandparent can open one at birth. A student can use it to pay tuition. A retiree can draw it down like any other annuity.

The Act defines the legal form, the custody rules, the valuation methodology, the tax treatment, and the floor price — the Asymmetry Rate — that protects savers from the classic race to the bottom that destroys unpriced commons.

Download the Framework (PDF) Submit a Public Comment
Art. I · Preamble · Draft 0.9 · Baar, CH

The Data Savings Act

An Act to establish a universal right to accrue, custody, and monetize one's own data.
Whereas data is now the dominant productive asset of the age; whereas the producers of said asset are not its beneficiaries; whereas the classical financial system provides no mechanism by which the average citizen may save, account for, or draw upon the value they generate: it is resolved that every person shall possess an inviolable right to a Data Savings Account, denominated in the common valuation unit, maintained by an authorized Data Agent, and governed under the Framework of the International Data Reserve.
IDR
BAAR
2026
Ratified Q4 · 2026 Pending regional adoption
I.Value

Creates and distributes wealth simultaneously.

The Act closes the loop between the production and the ownership of data value — reversing the decade-long transfer from individuals to platforms without the friction of redistribution.

II.Inclusion

Accelerates digital and financial inclusion.

By transforming digital activity into a savings primitive, citizens previously excluded from capital markets gain their first interest-bearing, transferable asset — at no upfront cost.

III.Growth

Reboots economic growth in the AI era.

When industry is automated and labor income contracts, a data-denominated savings floor becomes the mechanism by which demand persists — and prosperity compounds.

Four functions. One reserve.

How the IDR maintains the security, stability, interoperability, and auditability of the data monetization ecosystem.

i

Enabling data transactions

The IDR Named Schema System (NSS) coordinates unique identifiers — credentials, schemas, certificates — so that data wallets can find one another and resolve sovereignty, fragmentation, valuation, and ownership cleanly. The Reserve is also the central repository for certificate addresses, distributed in turn to authorized data agents.

  • NSS v1.2.4
  • 1,284 schemas
  • Credentials registry
  • Agent directory
ii

Developing policy

The IDR develops policy for the internationalization of the NSS, the introduction of new standard named schemas, and fair competition among data agents. The Guides & Framework — a living document — evolves from principles into standards, business procedures, and binding data valuation metrics approved by CDAS.

  • Asymmetry policy
  • Fair competition
  • Valuation metrics
  • Public comment
iii

Regulating the ecosystem

The IDR regulates issues related to data valuation, the trust architecture of the monetization ecosystem, specific named schemas, and the regional data reserves themselves. Some characterize this role as a hybrid of ICANN and the Bank of International Settlements — and they are broadly correct.

  • Trust architecture
  • Agent supervision
  • Auditing
  • Regional oversight
iv

Involving the public

The IDR holds events, webinars, and training workshops, and operates a multistakeholder model that incorporates public comment into every published framework. Civil society is not a constituency of the Reserve — it is the Reserve's ultimate principal.

  • General Assembly
  • Public comment
  • Training
  • Research grants

Five committees. One assembly.

The IDR operates between General Assemblies through five standing committees — each with a narrow mandate, a chair elected by members, and a public agenda.

C/01

Guides & Framework Committee

Responsible for developing and maintaining the IDR Guides & Framework — the living body of standards, procedures, and valuation methodology that defines the Reserve's work.

C/02

Data Economy Committee

Custodian of the Asymmetry Policy and the target Asymmetry Rate. Tracks finance, market structure, and macroeconomics of the data ecosystem between assemblies.

C/03

Committee of Data Agents Supervision

CDAS — authorizes, audits, and, where necessary, sanctions data agents. The regional reserves sit on CDAS. It is the standard-setter for data monetization worldwide.

C/04

Technology & Standards Committee

Follows up on standards, rules, technology, innovation, and operations in the ecosystem during the period between General Assemblies.

C/05

Ethics & Governance Committee

Supports the Secretary General in GA proceedings and follows governance, data ownership, and sovereignty themes. Holds the power to call an Extraordinary GA when a matter demands it.

SG

Secretary General & Secretariat

Baar, Switzerland. Convenes the General Assembly, executes its resolutions, and represents the Reserve before multilateral bodies, governments, and civil society globally.

§06 · Declaration

The People's Reserve.

On the Occasion of the Founding Baar · Switzerland

Money and data are indivisible in the data economy. Today, our money is in the bank and our data is in the cloud — and others manage and benefit from it. Here is the declaration.

To secure the blessings of liberty and prosperity, to transform our world from data-poor to data-rich, and to awaken the power within each of us. Together, we will redefine the very essence of freedom in the matrix of our reality.

We the People, in order to form a more perfect union, recognize the inherent value of data as an extension of our natural rights. Just as our lives, liberties, and pursuits of happiness are safeguarded, so too must be our data and the value therein.

Every individual — regardless of race, color, gender, or creed — contributes to the collective datum of our nations and the world at large. It is therefore our solemn duty to establish and protect data ownership rights, ensuring that every citizen retains the autonomy, benefit, and legacy of the value of the data they generate.

This right shall be inviolable — fostering trust, equity, and dignity in our digital age, and securing the blessings of liberty and prosperity for ourselves and our posterity.

— The Reserve, in assembly.
Adopted June 18 · 2029 Data Emancipation Day
§07 · The Emancipation Clause

From this date forward, every child born on this planet shall own their data from the moment they draw their first breath.

06/18/2029
Data Emancipation Day · T−1,155 Days

Just as humanity once abolished the chains of slavery to affirm the dignity of every human being, we now dismantle the invisible shackles of control that bind our future generations. In this new dawn of liberty we proclaim that our children shall be born free — their data a sovereign right, untouchable and inviolate.

Sign the Declaration Read the full text

Join the Reserve.

Individuals, institutions, universities, multilaterals, and civil-society organizations are invited to become members. Membership confers voting rights at the General Assembly, access to the full Framework, and eligibility for committee service.

Accepting applications · Q2 2026 cohort

Data  is  money.